Response Code |
Collection Status |
Description |
0 |
Successfully Complete |
Customer’s account has been debited successfully and is to be credited into the applicant’s account |
3 |
Invalid Seller Id |
The identification number is used in the Company Identification Field is invalid |
5 |
Account Closed |
A previously active account has been closed by action of the customer of the RFI |
13 |
Invalid Amount |
Amount field is non-numeric/zero in an entry other Return entry |
14 |
No Account |
The account number structure is valid but the account number does not correspond to the individual identified in the entry, or the account number designated is not an open account |
20 |
Mandatory Field Error |
Erroneous data or missing data in a mandatory field |
30 |
File Format Error |
CFT File Format Error, e.g.
- Total item not matched
- Total amount not matched
- Hash total not matched
|
31 |
Receiving FI Not Supported |
RFI not qualified to participate or Transit/Routing Number is not valid |
49 |
DDA Approval In Progress; DDA Not Authorised |
The RFI has been informed by its customer, that the Originator of a given transaction has not been authorised to debit his account |
50 |
Amount Field Error |
Amount field is non-numeric/zero in an entry other Return entry |
51 |
Insufficient Funds |
The available and/or cash reserve balance is not sufficient to cover the amount value of the debit entry |
53 |
Unable To Locate Account |
The account number structure is valid but the account number does not correspond to the individual identified in the entry, or the account number designated is not an open account |
57 |
Account Frozen |
Tagged account (refer to account holder) |
61 |
Withdrawal Limit Exceeded The Allowable Value |
The amount of debit requests exceeded the authorised limit |
70 |
Trace Number Error |
Original entry Trace Number is not present in the Addenda Record on an automated return |
77 |
Invalid Buyer Individual ID Number |
The individual ID Number is used by the Receiver to identify the account. The receiver has indicated to the RFI that the number with which the Originator was identified is incorrect |
81 |
DDA is Terminated or Revoked By Buyer |
A RFI customer has revoked the authorisation previously provided to the Originator for the particular transaction |
85 |
Invalid Transaction Code |
|
96 |
Unknown Error |
RFI unable to process the transaction
- The RFI not able to process the transaction and it needs to be rejected due to the RFI's issues which include but not limited to the following reasons at buyer bank:
1) Technical issue
2) System error
3) Internal error
|
-9 |
Transaction In Progress |
Transaction is being processed by the bank |
-5 |
Deleted |
Transaction is deleted, it is not submitted to the bank |
-7 |
Exceed Collection Date |
Transaction was not submitted to bank by the end of collection date cut-off time (4.30pm) |
-8 |
Keep In View KIV |
|
65 |
Withdrawal Frequency Exceeded The Allowable Value |
The number of debit requests exceeded the authorised frequency for the period |
99 |
Transaction Incomplete; No Response from Payer Bank |
|
100 |
Untimely Return By Bank |
The return entry of debit requests exceeded the authorised frequency for the period |
49 |
DDA Not Found/Expired |
Not able to process the transaction due to one of the following reasons:
- Mandate was not found for the transaction
- Mandate pending approval
- Mandate is expired or terminated
- Mandate effective date is later than the current date
|
66 |
Exceed Frequency Arrangement |
The number of debit requests exceeded the authorised frequency for the period |
101 |
Recalled By Bank |
|
102 |
Stopped Payment |
The Receiver has placed a stop payment order on this debit entry |
71 |
Buyer Bank Unable To Accommodate Arrangement |
|
81 |
Dormant Account |
Transactions prohibited |
69 |
Transaction Declined |
|
58 |
Error Transaction - Duplicate Entry |
The RFI has received what appears to be a duplicate entry. This code should be used with extreme care. The RFI should be aware that if a file has been duplicated, the Originator may have already generated a reversal transaction to handle this situation. |
103 |
Payer Bank System Error |
|
-6 |
In Queue |
Transaction is being processed by the bank |
104 |
Wait Retry Failed |
|
-10 |
Cancelled |
|